When Black residents of Black neighborhoods have to pay higher mortgage payments, what is this phenomenon called?Multiple choice question.redliningrotatingrestingredshirting

How did redlining in American cities impact African Americans?Group of answer choicesBy creating vibrant and diverse neighborhoods through fair lending practicesBy fostering a sense of community and cultural exchange among people of different backgroundsBy systematically excluding African Americans from certain neighborhoods and denying them access to loans and mortgagesBy providing equal access to housing and economic opportunities for all residents

Question 7 of 10An example of institutional racism is when banks:A.foreclose on homes owned by racial minority members who cannot pay their mortgage.B.use race as the basis for determining mortgage interest rates.C.refuse to give a mortgage loan to someone who does not have a job.D.increase the lowest interest rates they charge on home mortgages.

The fact that banks reject home mortgage applications from minorities at a higher rate compared to white applicants is an example of __________.A.assimilationB.pluralismC.scapegoatingD.institutional discrimination

Which detail from the section "Does redlining still happen?" contributes to the author's explanation of reverse redlining?A. "You're not going to see someone with a map on a wall with red lines around it,"B. "mortgage lenders peddled hundreds of thousands of risky subprime loans, including "no doc" and balloon-payment loans, on low-income borrowers"C. "There are many other cases of applicants being denied a home loan because of their race,"D. "the advocacy group finding that Black, Latino and Asian applicants were turned away for loans at a higher rate than whites in many U.S. cities."

Question 5What is the name of the illegal and discriminatory practice where a real estate agent tells a buyer not to overlook a house in a certain neighborhood because of the race of people who live there?1 pointRedliningSteeringBlockbusting