Question 7 of 10An example of institutional racism is when banks:A.foreclose on homes owned by racial minority members who cannot pay their mortgage.B.use race as the basis for determining mortgage interest rates.C.refuse to give a mortgage loan to someone who does not have a job.D.increase the lowest interest rates they charge on home mortgages.
Question
Question 7 of 10An example of institutional racism is when banks:A.foreclose on homes owned by racial minority members who cannot pay their mortgage.B.use race as the basis for determining mortgage interest rates.C.refuse to give a mortgage loan to someone who does not have a job.D.increase the lowest interest rates they charge on home mortgages.
Solution
The example of institutional racism in the context of banks would be option B: "use race as the basis for determining mortgage interest rates." This is because it involves a policy or practice that is part of the institution (in this case, the bank) that discriminates against certain racial groups. This can be done by charging higher interest rates to people of certain races, regardless of their individual creditworthiness.
Similar Questions
The fact that banks reject home mortgage applications from minorities at a higher rate compared to white applicants is an example of __________.A.assimilationB.pluralismC.scapegoatingD.institutional discrimination
What is the primary characteristic of institutional racism?Group of answer choicesOvert acts of discrimination by individuals based on race.Interactions and behaviours that reinforce racial hierarchies.Systemic policies and practices that disadvantage certain racial groups.Implicit biases and stereotypes held by individuals.
What is institutionalised racism?Group of answer choicesRacial discrimination perpetuated through systemic policies and practices within institutions.The belief that certain racial groups are inherently superior or inferior.Prejudiced beliefs and attitudes held by individuals towards certain racial groups.Discrimination and bias based on an individual's race or ethnicity.
Question 10 of 10Which of the following is an example of interpersonal racism?A.Home loans are available easier to white applicantsB.Schools in predominantly Black communities are less funded than schools in mostly white communitiesC.A Latino child who feels that he is inferior because of the way Latinos are presented by the mediaD.None of the above
Question 7 of 10Which of the following is an example of economic racism?A.A convict who is Asian is given a harsher sentence than a white person who has committed the same type of crime.B.A state erects a large park in the countryside and a smaller park in the city.C.An African American tenant is required to pay a higher security deposit for an apartment rental than a white tenant.D.A state spends more money to build a rural road 10 miles long than a suburban road 2 miles long
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