A person takes a loan of Rs. 200 at 5% simple interest on the outstanding amount. He returns Rs. 100 at the end of one year. In order to clear his due at the end of 2 years, he would pay:OptionsRs. 125.50Rs. 115.50None of theseRs. 110
Question
A person takes a loan of Rs. 200 at 5% simple interest on the outstanding amount. He returns Rs. 100 at the end of one year. In order to clear his due at the end of 2 years, he would pay:OptionsRs. 125.50Rs. 115.50None of theseRs. 110
Solution 1
The calculation for this problem is as follows:
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For the first year, the person has a loan of Rs. 200. The simple interest on this amount for one year at 5% would be Rs. 200 * 5/100 = Rs. 10.
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At the end of the first year, the person returns Rs. 100. So, the outstanding loan amount becomes Rs. 200 - Rs. 100 = Rs. 100.
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For the second year, the person has a loan of Rs. 100. The simple interest on this amount for one year at 5% would be Rs. 100 * 5/100 = Rs. 5.
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So, at the end of the second year, the person would have to pay the outstanding loan amount plus the interest for the second year. This would be Rs. 100 + Rs. 5 = Rs. 105.
Therefore, the correct answer is none of these options. The person would have to pay Rs. 105 at the end of the second year to clear his due.
Solution 2
The simple interest for the first year would be 5% of Rs. 200, which is Rs. 10. So, at the end of the first year, the person owes Rs. 200 + Rs. 10 = Rs. 210.
Since he returns Rs. 100 at the end of the first year, the outstanding amount becomes Rs. 210 - Rs. 100 = Rs. 110.
The simple interest for the second year would be 5% of Rs. 110, which is Rs. 5.50. So, at the end of the second year, the person owes Rs. 110 + Rs. 5.50 = Rs. 115.50.
So, in order to clear his due at the end of 2 years, he would pay Rs. 115.50.
Solution 3
The calculation for this problem is as follows:
-
For the first year, the person has a loan of Rs. 200. The simple interest on this amount at 5% would be Rs. 200 * 5/100 = Rs. 10.
-
At the end of the first year, the person returns Rs. 100. So, the outstanding loan amount becomes Rs. 200 - Rs. 100 = Rs. 100.
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For the second year, the person has a loan of Rs. 100. The simple interest on this amount at 5% would be Rs. 100 * 5/100 = Rs. 5.
-
So, at the end of the second year, the person would have to pay the outstanding loan amount plus the interest for the second year, which is Rs. 100 + Rs. 5 = Rs. 105.
Therefore, the correct answer is none of these.
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