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Which among the following does not qualify as a para banking activitya.deposit acceptanceb.referral servicesc.locker facilityd.ATM facility

Question

Which among the following does not qualify as a para banking activitya.deposit acceptanceb.referral servicesc.locker facilityd.ATM facility

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Solution

The option that does not qualify as a para banking activity is a. deposit acceptance.

Para banking activities are services provided by banks apart from regular banking services. These include services like ATM facilities, locker facilities, and referral services. However, deposit acceptance is a regular banking activity, not a para banking activity. Banks accept deposits from customers as a part of their primary function, which is to accept deposits and lend money.

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