Banks’ major use of funds is:Ainvestments and trading securities. Bcash and liquid assets. Cproperty, plant and equipment.Dloans, advances and other receivables. submittedSUBMIT

The major use of funds by banks is: D. Loans, advances and other receivables.

Here's why:

A. Investments and trading securities: While banks do invest in securities, it is not their primary use of funds.

B. Cash and liquid assets: Banks do need to keep a certain amount of cash and liquid assets on hand to meet regulatory requirements and to cover withdrawals, but again, this is not their primary use of funds.

C. Property, plant and equipment: Banks do need physical locations to operate, but the cost of these is relatively small compared to their other uses of funds.

D. Loans, advances and other receivables: This is the primary way banks use their funds. Banks take in deposits from customers, and then loan out this money to other customers. The interest they charge on these loans is their main source of income.