When protecting your online identity, which of the following is an internet security threat you need to be aware of?answerUsing a different password for each social media platformUSB keyloggersUsing personal informationPhishing attempts

How can individuals protect themselves from identity theft?a. Share personal information freely on social mediab. Use the same password for all online accountsc. Shred sensitive documents, use strong passwords, and monitorfinancial accountsd. Never check bank statements

Which of the following is not an appropriate measure for securing social networking accounts?a.Link your account with a phone numberb.Always maintain a soft copy of all your passwords in your PCc.Strong passwordsd.Never write your password anywhere

Which is not a good way to protect yourself from fraud?A.Sharing your passwords with othersB.Shredding or locking up your important documentsC.Keeping your personal information privateD.Using encrypted websites when entering bank account informationSUBMITarrow_backPREVIOUS

Phishing Attacks: Hackers often use phishing techniques to trick users into revealing their login credentials. This can involve sending fake emails or messages that appear to be from Instagram, prompting users to log in on a fake website that captures their username and password.Brute Force Attacks: In a brute force attack, hackers use automated tools to repeatedly guess login credentials until they find the correct combination. This is more effective if the user's password is weak or easily guessable.Social Engineering: Hackers may gather personal information about a user from social media or other online sources to guess their security questions or reset passwords. This information could include details such as birthdate, pet names, or favorite hobbies.Password Reuse: If a user uses the same password across multiple accounts, a data breach on one platform could expose their credentials, allowing hackers to access other accounts, including Instagram.Malware or Keyloggers: Malicious software installed on a user's device can record keystrokes or capture login credentials when entered, allowing hackers to steal sensitive information, including Instagram passwords.Account Recovery Vulnerabilities: Hackers may exploit weaknesses in Instagram's account recovery process to gain access to an account, such as by intercepting SMS codes or exploiting security loopholes.To protect yourself from hacking attempts, here are some best practices:Use strong, unique passwords for each online account, including Instagram, and enable two-factor authentication where available.Be cautious of unsolicited emails, messages, or links, especially those asking for login credentials or personal information.Regularly monitor your accounts for any suspicious activity and report unauthorized access immediately.Keep your devices and software up to date with the latest security patches and antivirus protection.Limit the amount of personal information you share online, especially on public platforms like social media.

Which of these items that you normally post online make up your digital identity (or "persona")?Your account's username and passwordYour social media and forum posts, opinions and such Your personal information such as your NRIC number Your ATM pin and bank detailsMarks:1Q2:What should you do when you come across a web page that is labelled “Not Safe for Work (NSFW)”?  View the web page in schoolView the web page at home  Avoid viewing the web page no matter where you areView the web page at an internet caféMarks:1Q3:Which of the following is an example of a strong password?   myDogisBobbyK938929110fpThe dog jumped over 93 fences! MaggieismyName@08Marks:1Q4:What is 'Fake News'?'Fake News' is defined as any information that is generally untrue so long as it is not reported by Singaporeans'Fake News' is defined as information about current events which may be provided through many different media: word of mouth, printing, postal systems, broadcasting, etc. 'Fake News' is defined as any information that is accidentally misinformative or untrue 'Fake News' is defined as any information that is informative and generally true Marks:1Q5:What are some of the social impact resulting from Fake News being published? Causes Distress & Alarm and Loss of physical spaceCauses Distress & Alarm and Monetary LossesCauses Distress & Alarm and affects one's sleepCauses Distress & Alarm and affects one's appetiteMarks:1Q6:What does the CPFTA stand for?Central Provident Fund Trade AgreementConsumer Provision For Trading AssociationConsumer Protection Fair Trading ActCentre for Protection of Fair Trade ActMarks:1Q7:The CPFTA covers 4 main consumer protection areas. Which area is NOT one of the 4?False ClaimsDefective GoodsMisleading ClaimsIllegal GoodsMarks:1Q8:Under the “Lemon Law” in Singapore, consumers can generally make a claim for a defective product within ________ from the time of purchase.7 days1 month3 months6 monthsMarks:1Q9:The retailer can compensate the consumer in 4 different ways. Which way is not one of them?RepairRe-negotiateReplacementRefundMarks:1Q10:Which marketing gimmick entices consumers by introducing a product to encourage them to purchase the more expensive product?Bundle PricingInstant MarkdownDecoy PricingFalse Sense of UrgencyMarks:1Q11:If an instalment plan quotes a monthly interest rate of 2%, the effective annual interest rate would be___________.2%24%More than 24%None of the optionsMarks:1Q12:We should __________ so as to avoid being influenced or swayed by any sales talk.Start a Price BookShop with a listDo our researchSpending within our BudgetMarks:1Q13:Which one of the following are the 3 suggested steps to avoid scams?Stay Calm, Ask more and Give SecurelyAsk, Check and ConfirmDisbelief, Distrust and AvoidStay open-minded, look out for offers and grasp opportunitiesMarks:1Q14:Choose the most appropriate answer. An investment scam __________.Will usually seem suspicious and easy to spotOften seem like a legitimate business opportunityInvolves large amounts of money from an individualUsually targets companies rather than individualsMarks:1Q15:Based on a salary of $2500, what is the employee's contribution for a Singapore employee to his or her CPF accounts?$600$500$700$300Marks:1Q16:Which of the following is not a type of CPF account?Special AccountOrdinary AccountMedi-Save AccountMedi-Life AccountMarks:1Q17:The benefits of making a voluntary contribution to your Special Account include ________.Diversifying your investment portfolioEarning a higher interest rateHaving more savings for your home loanHaving more savings for your medical expensesMarks:1Q18:What is the most expensive recurring cost for a flat with the least down payment?Property insuranceProperty taxInterestConservancy chargesMarks:1Q19:Which of the following is not an example of a recurring cost?Stamp DutyConservancy chargesProperty taxProperty insurancesMarks:1Q20:What is the maximum loan repayment period for HDB loans?20 years25 years30 years35 yearsMarks:1Q21:To be safe, you need to have insurance for every aspect of your life. Is this statement true or false?FalseTrueMarks:1Q22:When purchasing insurance policies, it is important to strike a balance between _________.Coverage and affordabilityCoverage aloneCoverage and rewardsCoverage and track record of financial advisorMarks:1Q23:Which of the following is not a reason to start investing early?A long investment horizon will mean you are able to harness the power of compoundingA long investment horizon will allow you to ride out short term fluctuations in the marketA long investment horizon will mean you can focus on get-rich-quick schemesA long investment horizon will allow you to develop a diversified investment portfolio over timeMarks:1Q24:A typical diversified portfolio in ludes a mixture of ________? (select all that are appropriate)ETF’sStockBondsMarks:1Q25:Which of the following is not a factor to consider when investing?Financial objectivesRisk profileInsurance coverageInvestment horizon