In the LendingClub dataset, a credit score is synonymous with:Question 3Answera.a premium score.b.a debt score.c.a risk score.d.a credit card score.

Your credit score is not associated with:A.getting approved to rent an apartment.B.being hired by a hiring manager.C.an increase in salary.D.securing a home loan.

A number assigned to you that helps a lender judge your ability to repay a loan is called a _____.A.credit scoreB.debt-to-credit ratioC.debt ratingD.credit limit

Banks and lenders use credit scores to determine . . .The likelihood that someone is able to repay debtHow much collateral someone has available to put up for a loanA person's financial responsibilityHow successful someone is

A credit score is: aa three-digit number summarizing the state of your credit ban alphabetical score grading your creditworthiness ca numerical score reporting how much money you owe d

Consumers are most likely to have a good credit score if they:A.never miss their monthly credit card payments.B.fully complete a credit card application.C.reach the credit limit on multiple credit cards.D.file for bankruptcy to have their debts forgiven.