If the interest rate on a saving account is now 1% and becomes 0.5% next year, the investor who starts investingA.in a saving account now will get 1% for the first year and 0.5% for the second year.B.in a saving account in one year time will get 0.5% the first year and for sure 0.5% in the second year.C.in a saving account now will get  1% in the first year and 1 % in the second year.D.in a saving account in one year time will get 1% in the first year1 points   QUESTION 5An accumulation superannuation account ____________.A.can generate defined benefitsB.is producing a lump sum that is defined by the wages in the last years of workC.is producing an income stream that is determined by the wages in the last years of workD.can pay a lump sum at the time of retirement1 points   QUESTION 6Which of the following is NOT correct?A difference between bonds and shares is that: A.the value of money received from selling shares is not known in advance while the value of money received from selling a bond in the secondary market is known in advance.B.bonds are liabilities for the issuer while shares never need to be repaid by the issuer.C.bonds are issued by governments or companies while shares are issued only by companiesD.bonds pay a fixed regular stream of income and shares pay a fluctuating stream of income